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Insurance

roof inspection area with multiple observations marked in chalk

What Should I Do If My Roof Insurance Claim Is Denied After a Storm?

How to understand the written reason, preserve the evidence, and choose the next appropriate step.

roof replacement in progress with underlayment visible

Why Is My First Insurance Check Less Than the Roof-Replacement Estimate?

How to read depreciation, deductibles, mortgage endorsements, and the payments that may follow.

an opened roof area revealing a concealed decking condition

Why Doesn’t the Insurance Estimate Match the Contractor’s Scope of Work?

How to determine whether two documents describe the same project before comparing their totals.

close inspection of an asphalt shingle edge on a roof

What Should I Expect During the Insurance Adjuster’s Inspection—and Should My Contractor Be There?

How to prepare, understand each professional’s role, and preserve a clear record of the inspection.

a fallen tree resting on a storm damaged roof

Should I Call My Roofer or Insurance Company First After a Storm?

How to evaluate the condition of your home, decide who to call after hail or wind damage, and understand why.

roof material

Choosing Roofing Materials That Hold Up in Colorado: A Complete Homeowner’s Guide

Colorado homeowners know that protecting a home here is no small task. The state’s weather is as diverse as its landscapes, from the snow-covered peaks in the Rockies to the sun-drenched plains in the east. One day, residents may experience intense summer heat, and the next, a sudden hailstorm or gusty wind can threaten even […]